Europe Inflation Bonus&Safety 12 – available on secondary market

Europe Inflation Bonus&Safety 12 – available on secondary market

2% annual fixed interest rate plus the annual inflation rate, barrier being set at 49% of the EURO STOXX 50® index and a term of 5 years


The certificate Europe Inflation Bonus&Safety 12 is based on the best-known equity benchmark in the euro zone, the EURO STOXX 50® index.
In addition to the annual fixed interest rate of 2%, the investment product without capital protection pays a variable interest rate in the amount of the positive annual change rate of the consumer price index for the euro zone. The initial distance to the barrier (safety buffer) is 51% and the term is five years.

Payout profile:

The interest rate is composed of a fixed and a variable component and is paid out annually in any case, regardless of the performance of the underlying index. The minimum interest rate is 2% p.a.; in addition, the positive inflation rate is paid out as extra interest:

2% Fixed annual interest rate + Annual additional interest rate (positive rate of change euro area HICP excl. tobacco) = Total annual interest rate

Redemption of the nominal value at the end of the term depends on the performance of the underlying. Redemption is effected at 100% at maturity (November 2027) provided that the daily closing price of the EURO STOXX 50® index always quotes above the barrier of 49% of its starting value (= respective closing price on November 3, 2022) during the observation period.

If the barrier is violated by the underlying, redemption at the maturity date is effected according to the underlying performance (percentage underlying’s performance from the starting value to the closing price at the final valuation date). Even if the barrier is touched or undercut investors do not participate in price gains above the respective starting value.

The issue price amounts to 100% (nominal value EUR 1,000) within the subscription period. Further information as well as the Key Information Document can be found on the product page.

Details on the EURO STOXX 50® index as well as the current list of index members can be found on the website of the index provider STOXX Ltd.

Bonus Certificates – explained shortly:

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For any additional information you may require do not hesitate to contact us on +43 1 515 20-484.

The Certificates Team of Raiffeisen Centrobank

Key facts:
  • Name: Europa Inflations Bonus&Sicherheit 12
  • ISIN: AT0000A30EK3
  • Initial valuation date: Nov 03, 2022
  • Term: 5 years
    (Maturity date: Nov 04, 2027)
  • Listing: Vienna, Frankfurt, Stuttgart
This is advertising that does not constitute investment advice, an offer, a recommendation or an invitation to submit an offer. Comprehensive information about the financial instrument and its opportunities and risks - see approved (basis) prospectus (including all supplements), published under Additional information also in the Key Information Document and under "Customer Information and Regulatory Issues" at The approval of the prospectus should not be construed as endorsement of this financial instrument by the authority (FMA). You are about to purchase a product that is not simple and difficult to understand. We recommend that you read the prospectus before making an investment decision. The investor bears the credit risk of Raiffeisen Centrobank AG (RCB) when purchasing the financial instrument. The certificate is subject to specific rules that may already be disadvantageous in case of a probable default of RCB (for example, suspension of interest payments) - see Certificates issued by RCB are no financial products as defined in the Regulation (EU) 2019/2088.