Sustainability Bond 104% III

Opportunity to 19% yield, if the MSCI® Europe Top ESG Select 4.5% Decrement index quotes at or above the starting value after 4.5 years with 104% capital protection at maturity. The 🖋️ subscription period lasts until June 23, 2026

How the certificate works

This certificate has two redemption options in December 2030:

➡ Index price at or above the starting value: redemption at 119%
➡ Index price below the starting value: redemption at 104% (capital protection)

This certificates complies to Raiffeisen Certificates' sustainability standard and takes into account important Principal Adverse Impacts on sustainability factors (PAIs).


Underlying

The MSCI^® Europe Top ESG Select 4.5% Decrement Index is the underlying of the certificate. It consists of companies that meet sustainability criteria. A higher weighting is given to companies that are actively shaping the transition to an emission-free future. The index methodology (PDF) and further information on the MSCI^® Europe Top ESG Select 4.5% Decrement index can be found on the website of the index provider MSCI^® by selecting the index in the drop-down menu.
 

👉 The payout profile applies at the end of the term

• 104% of the nominal amount is secured by the capital protection at the end of term.
• The maximum redemption is limited at 119%.
• Loss of value due to inflation is not covered by the capital protection.
   

⏱ During the term

• You can buy and sell the certificate during trading hours at the current price.
• The price may drop below the issue price or the level of capital protection. Selling the certificate prior to maturity may result in a partial loss of the invested capital.
   

⚠️ Issuer risk / Bail-in

Certificates are not covered by the Deposit Protection Scheme. Investors are exposed to the risk that Raiffeisen Bank International AG might be unable to fulfil its payment obligations in respect of the described financial instrument such as in the event of insolvency (issuer risk) or an official directive (Bail-in). A total loss of the capital invested is possible - further information ➨


An investment in investment products is associated with opportunities and risks. Please note the issuer risk.