KRUK SA engages in the provision of debt collection services, and in the purchase of debt portfolios and credit management. It operates through the following segments: Purchased Debt Portfolios, Commissioned Portfolios, and Other Products. The Purchased Debt Portfolios segment comprises of the debt collection of acquired debt. The Commissioned Portfolios segment offers outsourced debt collecting services. The Other segment includes financial advisory, lending activities, and economic information data research. The company was founded by Piotr Krupa and Wojciech Kuznicki in 1998 and is headquartered in Wroclaw, Poland.