Europe Bonus&Growth Infrastructure and Stability

Opportunity of redemption at 125% or higher in July 2031 and a barrier at 55 % of theMSCI® Europe Infrastructure, Aerospace & Defense Select 4.5% Decrement Index with a term of 5 years. The 🖋️ subscription period lasts until July 27, 2026

How the certificate works

The certificate will be redeemed in July 2031 at 125% or a higher amount, provided that the MSCI® Europe Infrastructure, Aerospace & Defense Select 4.5% Decrement Index remains above the barrier of 55% of its starting value throughout the term. If the barrier is violated investors are exposed to the market risk on a one-to-one basis. This means that in this case a significant loss of capital is possible.

Underlyings

The MSCI^® Europe Infrastructure, Aerospace & Defense Select 4.5% Decrement Index is the underlying for the certificate. The index comprises approximately 50 European equities from the infrastructure, aerospace and defence sectors and is calculated as a decrement index, with 4.5% p.a. deducted from the index level on an ongoing basis. Further information on the MSCI^® Europe Infrastructure, Aerospace & Defense Select 4.5% Decrement Index can be found on the website of the index provider MSCI^® by selecting the index in the drop-down menu.
 

⏱ During the term

• You can buy and sell the certificate during trading hours at the current price.
• If the barrier was violated, investors bear the market risk.
• The price of the certificate is subject to various influencing factors, including the performance of the underlyings, their volatility, correlation and dividend expectations as well as the interest rate level. This price may fall below the issue price and, especially if at least one of the underlyings is close to the barrier, may fluctuate strongly.
   

⚠️ Issuer risk / Bail-in

Certificates are not covered by the Deposit Protection Scheme. Investors are exposed to the risk that Raiffeisen Bank International AG might be unable to fulfil its payment obligations in respect of the described financial instrument such as in the event of insolvency (issuer risk) or an official directive (Bail-in). A total loss of the capital invested is possible - further information ➨

An investment in securities involves opportunities and risks.