The Bonus Certificate 4.1% Europe/USA Bonus&Safety 5 offers you an annual fixed interest rate of 4.1%. The nominal amount is repaid at 100% at the end of the term if both indices always quoted above the barrier of 39% of their respective starting value during the term. If the barrier is violated investors are exposed to the market risk on a one-to-one basis and redemption is affected according to the performance of the worse index, up to a maximum of 100%. A significant loss of capital is possible.

The payout profile at the end of term is already fixed when the certificate is issued. It is suitable for investors who expect slightly falling/sideways running indices.

The underlying assets are the EURO STOXX 50® Index and the S&P 500® Index. The EURO STOXX 50® includes the 50 largest companies from the eurozone, the S&P the 500 largest companies from the USA. Details can be found on the websites of the index providers STOXX Ltd. or on spglobal.com.