Certificate Savings Plans Bonus Unlimited

Step by step towards financial progress

Save a fixed amount easily every month. Now available from 100 euros.

Discover Savings Plan products

Please note the issuer risk. Certificates are not a savings account and are not covered by deposit guarantee schemes. Further information about the investment product and the risks involved are available further down this page.

Why invest in Bonus Unlimited Certificates?

Individual
Individual
Individual

Step-by-step wealth building – invest small sums regularly, beginning at 100 EUR each month

Safety buffer
Safety buffer
Safety buffer

Your capital is protected against price declines up to a certain level.

Plannable & Flexible
Plannable & Flexible
Plannable & Flexible

You can start at any time, take a break, change the savings rate, or sell.

This is how Bonus Unlimited Certificate Savings Plans work

Enter into your preferred savings plan for an unlimited period.

Your fixed savings amount is automatically invested. The number of shares purchased varies depending on the price.

You have the full profit potential with rising prices and a solid return in sideways markets.

At the same time, your capital is protected against price declines up to a certain level.

You are flexible at any time.
Change your savings rate, take a break, or sell.

At the end of an investment phase, your capital is reinvested. Your savings plan continues.

Safety net and reinvestment

Each Certificate Savings Plan has investment phases. At the end of each investment phase, your capital is reinvested into the certificate. During each cycle, the following applies: As long as the index remains above the barrier (between 60% and 55% of the starting value), a positive return is achieved. In the event of a barrier breach, investors are fully exposed to market risk, meaning that a loss of the accumulated capital may occur in this case.

Transparency is important to us
Transparency is important to us
Transparency is important to us

An investment in securities involves opportunities and risks. There is a balance between potential gains and risks. All certificates carry market-, issuer-, and bail-in risks.

In the event of an unfavorable development of the underlying asset, the safety buffer can be used up. Then investors are fully and unprotected exposed to market risk, which can lead to losses.

Certificates are not a savings account and are not covered by deposit guarantee schemes.

Savings Plans Bonus Unlimited

Europa Unlimited
on the EURO STOXX 50®

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 16,91
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years
Deutschland Nachhaltigkeits Unlimited Udržitelný certifikát
on the DAX® 50 ESG PRICE INDEX

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 14,74
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years
Dividendenaktien Unlimited
on the STOXX® Global Select Dividend 100 EUR Price Index

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 14,30
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years
Emerging Markets Nachhaltigkeits Unlimited Udržitelný certifikát
on the MSCI Emerging Markets Top ESG Select 5% Decrement Index

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 14,08
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years
World Climate Change Unlimited Udržitelný certifikát
on the MSCI World Climate Change Top ESG Select 4.5% Decrement Index

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 13,75
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years
Europe Nachhaltigkeits Unlimited Udržitelný certifikát
on the MSCI Europe Top ESG Select 4.5% Decrement Index

Minimum price Minimum price
Nákupní cena Nákupní cena
EUR 12,55
Participace Participace
-
Setting Minimum Price & Participation Setting Minimum Price & Participation
Every 6 years

What should you keep in mind before buying?

  • The issuer fee is 0.5% p.a. and is continuously included in the price of the Bonus Certificate.
  • In the event of a barrier breach, investors are exposed one-to-one to the market risk. This means that in this case, the loss of a significant portion of the invested capital.
  • The price of the certificate is subject of various influencing factors – including the performance of the underlying asset, its volatility, dividend expectations, as well as the interest rate level. This price may fall below the purchase price and, especially when the underlying asset is near the barrier, fluctuate sharply.

Issuer risk/creditor participation: There is a risk that Raiffeisen Bank International AG will not be able to meet its payment obligations due to insolvency (issuer risk) or possible official orders ("bail-in"). In such cases, the invested capital may be lost in full.

You are about to purchase a product that is not easy and difficult to understand. Further information can be found in the Base Prospectus (including any supplements) published at raiffeisencertificates.com/certificatesprospectus and approved by the competent authority, in the Key Information Document for the product and under "Customer information and regulatory information" at raiffeisencertificates.com/en/customer-information. The approval of the Base Prospectus by the competent authority is not to be understood as an endorsement of the product by this authority. We recommend reading the prospectus before making an investment decision. 

Where can you buy these Bonus Unlimited Savings Plans?

Raiffeisen Österreich currently offers the Bonus Unlimited series in the federal states of Tyrol, Burgenland, Upper Austria, Lower Austria, and Vienna. Simply choose your trading partner here:

Savings Plans with minimum price
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Savings Plans with minimum price

Do you want to fully protect your capital and still generate returns, even when the stock markets fluctuate? A Certificate Savings Plan with full protection offers you a capital guarantee while enabling attractive return opportunities.
Explore Certificate Savings Plans with minimum price