Why invest in Bonus Unlimited Certificates?
This is how Bonus Unlimited Certificate Savings Plans work
Enter into your preferred savings plan for an unlimited period.
Your fixed savings amount is automatically invested. The number of shares purchased varies depending on the price.
You have the full profit potential with rising prices and a solid return in sideways markets.
At the same time, your capital is protected against price declines up to a certain level.
You are flexible at any time.
Change your savings rate, take a break, or sell.
At the end of an investment phase, your capital is reinvested. Your savings plan continues.
Safety net and reinvestment
Each Certificate Savings Plan has investment phases. At the end of each investment phase, your capital is reinvested into the certificate. During each cycle, the following applies: As long as the index remains above the barrier (between 60% and 55% of the starting value), a positive return is achieved. In the event of a barrier breach, investors are fully exposed to market risk, meaning that a loss of the accumulated capital may occur in this case.
Savings Plans Bonus Unlimited
The Europa Unlimited Bonus Certificate enables long-term asset accumulation through monthly savings in a reinvested bonus certificate. The following applies during each cycle: If the EURO STOXX 50® index always quotes above the barrier of 60% of the starting value, a positive return is achieved. In the event of a barrier violation, investors are exposed 1:1 to market risk, i.e. In this case, the saved capital may be lost.
Bonus amount less issuer fee in the first cycle: EUR 12.00
1st cycle: Sept 2, 2019 - Sep 5, 2024
New investment phase: Sep 6, 2024 - Sept 19, 2024
2nd cycle: Sep 9, 2024 - Sep 5, 2029
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
Investments in certificates are associated with higher risks including capital losses. A certificate is not a savings account and is not subject to deposit insurance.
The Certificate Germany Sustainability Bonus Unlimited enables long-term asset accumulation through monthly savings in a reinvested bonus certificate. The following applies during each cycle: If the DAX® 50 ESG (PR) EUR index always quotes above the barrier of 60% of the starting value, a positive return is achieved. In the event of a barrier violation, investors are exposed 1:1 to market risk, i.e. In this case, the saved capital may be lost.
Bonus amount less issuer fee in the first cycle: EUR 11.01
1st cycle: Jan 5, 2021 - Jan 5, 2026
New investment phase: Jan 6, 2026 - Jan 19, 2026
2nd cycle: Jan20, 2026 - Jan 6, 2031
This certificate complies with the sustainability standard for Raiffeisen Certificates and takes into account important adverse impacts on sustainability factors ("PAIs").
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
Investments in certificates are associated with higher risks including capital losses. A certificate is not a savings account and is not subject to deposit insurance.
The Certificate Dividend Stocks Bonus Unlimited enables long-term asset accumulation through monthly savings in a reinvested bonus certificate. The following applies during each cycle: If the STOXX® Global Select Dividend 100 Price EUR index always quotes above the barrier of 55% of the starting value, a positive return is achieved. In the event of a barrier violation, investors are exposed 1:1 to market risk, i.e. In this case, the saved capital may be lost.
Bonus amount less issuer fee in the first cycle: EUR 12.50
1st cycle: Jan 5, 2021 - Jan 5, 2026
New investment phase: Jan 6, 2026 - Jan 19, 2026
2nd cycle: Jan20, 2026 - Jan 6, 2031
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
If, during the term, the underlying always quotes above the barrier, at least the bonus amount is paid out at the maturity date. The payout is unlimited i.e. investors participate without a cap in price gains of the underlying.
In case, during the term, the barrier is touched or undercut, the bonus mechanism is suspended. At the maturity date the certificate is redeemed analogue to the performance of the underlying.
For this certificate a fee of 0,50 p.a. is deducted pro rata on a daily basis.
This certificate complies with the sustainability standard for Raiffeisen Certificates and takes into account important adverse impacts on sustainability factors ("PAIs").
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
For this certificate a fee of 0,50 p.a. is deducted pro rata on a daily basis.
This certificates complies with RCB's sustainability standard. For further information please click here RCB's sustainability standards (PDF)
This certificate complies with the sustainability standard for Raiffeisen Certificates and takes into account important adverse impacts on sustainability factors ("PAIs").
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
If, during the term, the underlying always quotes above the barrier, at least the bonus amount is paid out at the maturity date. The payout is unlimited i.e. investors participate without a cap in price gains of the underlying.
In case, during the term, the barrier is touched or undercut, the bonus mechanism is suspended. At the maturity date the certificate is redeemed analogue to the performance of the underlying.
For this certificate a fee of 0,50 p.a. is deducted pro rata on a daily basis.
This certificate complies with the sustainability standard for Raiffeisen Certificates and takes into account important adverse impacts on sustainability factors ("PAIs").
Minimum price
Buy price
Participation
Setting Minimum Price & Participation
What should you keep in mind before buying?
- The issuer fee is 0.5% p.a. and is continuously included in the price of the Bonus Certificate.
- In the event of a barrier breach, investors are exposed one-to-one to the market risk. This means that in this case, the loss of a significant portion of the invested capital.
- The price of the certificate is subject of various influencing factors – including the performance of the underlying asset, its volatility, dividend expectations, as well as the interest rate level. This price may fall below the purchase price and, especially when the underlying asset is near the barrier, fluctuate sharply.
Issuer risk/creditor participation: There is a risk that Raiffeisen Bank International AG will not be able to meet its payment obligations due to insolvency (issuer risk) or possible official orders ("bail-in"). In such cases, the invested capital may be lost in full.
You are about to purchase a product that is not easy and difficult to understand. Further information can be found in the Base Prospectus (including any supplements) published at raiffeisencertificates.com/certificatesprospectus and approved by the competent authority, in the Key Information Document for the product and under "Customer information and regulatory information" at raiffeisencertificates.com/en/customer-information. The approval of the Base Prospectus by the competent authority is not to be understood as an endorsement of the product by this authority. We recommend reading the prospectus before making an investment decision.
Where can you buy these Bonus Unlimited Savings Plans?
Raiffeisen Österreich currently offers the Bonus Unlimited series in the federal states of Tyrol, Burgenland, Upper Austria, Lower Austria, and Vienna. Simply choose your trading partner here:
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