Certificates Savings Plans with minimum price

Achieve your goals with small amounts

Save a fixed amount easily every month. Now available from 100 euros.
 

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Please note the issuer risk. Certificates are not a savings account and are not covered by deposit guarantee schemes. Further information about the investment product and the risks involved are available further down this page.

Why save with certificates?

Individual
Individual
Individual

Step-by-step wealth building - invest small sums regularly, beginning at 100 EUR each month

Convenient
Convenient
Convenient

Safety net for price declines and yield opportunity for price increases.

Plannable & flexible
Plannable & flexible
Plannable & flexible

You can start at any time, take a break, change the savings rate, or sell.

This is how Savings Plans with minimum price work

Enter into your preferred savings plan for an unlimited period.

Your fixed savings amount is automatically invested. The number of shares purchased varies depending on the price.

You participate in the positive performance of the stock market.

At the same time, a minimum price per certificate is protected at specific times.

You are flexible at any time.
Change your savings rate, take a break, or sell.

Setting a new minimum price and participation. Your savings plan continues.

Minimum price & participation

For every Certificate Savings Plan, the minimum price and participation are adjusted at certain times to adapt the product to the new market situation. The minimum price is only protected at these times. The exact timings vary from plan to plan. For more detailed information, please refer to the product information.

The minimum price will be equal to or higher than the previous one. The savings amount will continue to be invested as agreed, and already accumulated certificates will remain in your portfolio.

Transparency is important to us
Transparency is important to us
Transparency is important to us

An investment in securities involves opportunities and risks. There is a balance between potential opportunities and risks. All certificates carry market-, issuer-, and bail-in risks.

Inflation is not compensated by the minimum price.

Certificates are not a savings account and are not covered by deposit guarantee schemes.

The minimum price is protected only at certain times.

Savings Plans with minimum price

What should you keep in mind before buying?

The price of the certificate is subject of various influencing factors – including the performance of the underlying asset, its volatility, dividend expectations, as well as the interest rate level.  This price can fall below the protected minimum price.

Issuer risk/creditor participation: There is a risk that Raiffeisen Bank International AG will not be able to meet its payment obligations due to insolvency (issuer risk) or possible official orders ("bail-in"). In such cases, the invested capital may be lost in full.

You are about to purchase a product that is not easy and difficult to understand. Further information can be found in the Base Prospectus (including any supplements) published at raiffeisencertificates.com/certificatesprospectus and approved by the competent authority, in the Key Information Document for the product and under "Customer information and regulatory information" at raiffeisencertificates.com/en/customer-information. The approval of the Base Prospectus by the competent authority is not to be understood as an endorsement of the product by this authority. We recommend reading the prospectus before making an investment decision.

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